UGH! So I made this decision & immediately fell into poor food choices. Self-sabotage. ABSOLUTELY. It stops right here.
I can't believe I haven't posted about this but went back & confirmed...Here at the details of the offer on the house:
As you know we are asking $285k. Seller offered $265k, requesting my 4 year old, $2500 refrigerator, my $4k front load washer/dryer combo, a to be installed garbage disposal, paint the front & garage door, AND $5000 toward their VA funding fee (which can be rolled into their mortgage by the way).
Our realtor advised that if they are asking for the funding fee they probably need it. My response, "then they shouldn't have been looking at homes priced this high. They are insulting with their shitty offer."
We counted: $280k, the refrigerator, no washer/dryer combo, no garbage disposal, we would paint the doors (we have the paint & are just waiting for good weather), and the funding fee. Or $275k, the frige, the paint, no funding fee (works out the same).
They called back & asked a bunch of questions on Saturday. Called with more questions on Sunday. Dragged us into today before our realtor finally got the call that they "just can't afford it."
As I said to our realtor on Saturday, "if they can't afford the closing costs, they need to look at less expensive homes." Fuckers.
My opinion? Do a search on Realtor.com in the 08054 zip code for homes in the $250-$290 price range. Our home is right at the top. Look at the pictures of the homes listed. IMHO none comes close to ours. I know I'm biased but I truly believe it.
Eh. It is what it is. I'll rest better tonight.